PERSONAL LOAN
Personal Loan : - is a type of short term unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need.
Eligibility Criteria:
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Nationality- Indian
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Age - Minimum 21yrs.( It can be very lender to lender),
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Income - Customer should have the lender stipulated monthly repaying capacity or minimum salary
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Repayment capacity - Customer should have been employed by current Organization with at least 3yrs of overall experience and one year with current organization.
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Existing EMIs - Customer should not have any existing EMIs or must have strong capacity to add additional debt into his/her liabilities portfolio .
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Credit History - Customer should have the bank specified credit scor and suitable credit history.
Other loans
Benefits of Personal Loan :
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This is a type of short term unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral.
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Can be avail for -:
Child education,
Funding for medical treatments,
Child's higher education,
Child's marriage,
Funding for your dream vacation,
Business expansion,
Home improvement / Home extension etc.
Personal Loan Documents :
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Personal Loan Documents : (Can be downloaded from here )
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Passport Size colour photograph for borrower and co borrower.
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Proof of identity and residence proof such as Aadhar Card, Voter ID Card, PAN Card, Passport.
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Salary slips of past 3 months.
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Latest Form-16 issued by current employer.
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Six month salary credit bank statements.
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With loandhaba.com you can avail a lots of benefits, such as:
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Calculate the loan amount that you will be eligible for and its free.
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Calculate your Personal loan EMI
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Get the best home loan quotes based upon your requirements
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Compare the different home loan products against different parameters
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Apply for home loan online
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Refer... Earn and Grow ( FOR register : http://www.loandhaba.com/associate-zone.php )