Personal Loan : - is a type of short term unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need.
Age - Minimum 21yrs.( It can be very lender to lender),
Income - Customer should have the lender stipulated monthly repaying capacity or minimum salary
Repayment capacity - Customer should have been employed by current Organization with at least 3yrs of overall experience and one year with current organization.
Existing EMIs - Customer should not have any existing EMIs or must have strong capacity to add additional debt into his/her liabilities portfolio .
Credit History - Customer should have the bank specified credit scor and suitable credit history.
This is a type of short term unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral.
Can be avail for -:
Funding for medical treatments,
Child's higher education,
Funding for your dream vacation,
Home improvement / Home extension etc.
Personal Loan Documents : (Can be downloaded from here )
Passport Size colour photograph for borrower and co borrower.
Proof of identity and residence proof such as Aadhar Card, Voter ID Card, PAN Card, Passport.
Salary slips of past 3 months.
Latest Form-16 issued by current employer.
Six month salary credit bank statements.
Calculate the loan amount that you will be eligible for and its free.
Calculate your Personal loan EMI
Get the best home loan quotes based upon your requirements
Compare the different home loan products against different parameters
Apply for home loan online
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